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How Does Health Insurance Work?

Health insurance is an agreement between you and an insurance company of your choosing. You purchase the plan that best matches your healthcare needs, and the insurance company agrees to pay all or part of your medical costs when you get sick or hurt.

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Planning a Procedure on a High Deductible Health Plan

A High-Deductible Health Plan (HDHP) is a plan with a higher deductible than a traditional health insurance plan. The monthly premium is usually lower, but you pay more healthcare costs yourself before the insurance company starts to pay its share.

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Managing Healthcare Costs

A High Deductible Health Plan (HDHP) can be a wise way to save money on health insurance and take a proactive role in your healthcare.

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